Our Georgia mortgage lenders are committed to providing our clients with the highest quality financial services, combined with the lowest rates available. Our Georgia loan officers will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs. Whether you are purchasing a Georgia dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage team can help you find the right loan program at the lowest rate, no matter what your needs are. 


FHA GEORGIA MORTGAGE LENDERS Min 3.5% down payment minimum 580 fico or 10% down with a 550 fico. Seller paid closing cost up to 6%. Gift from family OK! Georgia FHA mortgage lenders can approve you purchase a Georgia home 3 years after a foreclosure, 2 years after a chapter 7 bankruptcy and 12 months after a chapter 13 bankruptcy. Please Note- The 3 year waiting period after a foreclosure starts when the title/deed is transferred out of your name.

Self-Employed Mortgage Approvals Using Bank Statements Only!

VA GEORGIA MORTGAGE LENDERS- 100% VA loan financing with a minimum 550 credit score. Seller paid closing cost up to 4%. Purchase a Georgia home using VA certificate of eligibility or/and DD214 waiting only 2 years after a foreclosure or bankruptcy.

SELF EMPLOYED GEORGIA BANK STATEMENT ONLY LENDERS- Must be self employed Georgia business owners and 1099 contractors for a minimum 2 years. Must have trade lines for 12 months on the credit report. Transfers from business account OK! All persons listed on bank statements must be used on the loan application. No tax returns needed. 24 months personal bank statements used to qualify. Up to 80% LTV up to 50% DTI. No seasoning after a Georgia short sale or Georgia foreclosure 2nd homes and investment properties OK!.

• JUMBO BAD CREDIT GEORGIA MORTGAGE LENDERS Your Georgia mortgage amount exceeds the current conforming home loan limit (in most cases $417,000), a Jumbo loan is likely the best choice for you. Jumbo loans can be of the fixed or adjustable variety.

• BAD CREDIT GEORGIA MORTGAGE LENDERS- We get borrowers approved every day to purchase a Georgia home with a bad credit past. FHA mortgage and VA mortgage approvals are among the easiest loan programs for Georgia bad credit mortgage applicants

NO CREDIT SCORE MORTGAGE LENDERS– Georgia mortgage applicants with no credit score get approved every day to purchase a Georgia home with no credit score or lack of credit using alternate trade lines.
• 30 YEAR FIXED RATE  MORTGAGE- The 30 year fixed rate Georgia mortgage is one of the most popular and secure options available for Georgia home buyers and home owners who want your monthly payments to be low and never change. 
• 15 YEAR FIXED MORTGAGE LENDERS- If you’re looking to save thousands in interest expense and you want to own your home quicker versus a 30 year fixed rate mortgage, a 15 year fixed rate mortgage could be good for you. Plus, your payment and interest rate will never change during the term of this mortgage.

• PORTFOLIO MORTGAGE LENDERS- Purchase 1 day our of Foreclosure, Short Sale, Bankruptcy down to a 500 credit score. Loans up to 1 million with credit scores down to 500. Up to 80% Loan To Value. 30 year fixed no prepayment penalty.
GEORGIA-MORTGAGE-LENDERS.COM Is pleased to offer disciplined credit alternatives for Georgia self employed borrowers and Georgia bad credit mortgage applicants who can demonstrate the ability to repay, but otherwise don’t meet agency guidelines due to various reasons including not being able to document their income.



County Name State Avg Home Price One-Family
APPLING GA $45,000 $275,665
ATKINSON GA $15,000 $275,665
BACON GA $38,000 $275,665
BAKER GA $143,000 $275,665
BALDWIN GA $105,000 $275,665
BANKS GA $117,000 $275,665
BARROW GA $312,000 $358,800
BARTOW GA $312,000 $358,800
BEN HILL GA $50,000 $275,665
BERRIEN GA $48,000 $275,665
BIBB GA $111,000 $275,665
BLECKLEY GA $65,000 $275,665
BRANTLEY GA $209,000 $275,665
BROOKS GA $125,000 $275,665
BRYAN GA $228,000 $275,665
BULLOCH GA $129,000 $275,665
BURKE GA $178,000 $275,665
BUTTS GA $312,000 $358,800
CALHOUN GA $45,000 $275,665
CAMDEN GA $130,000 $275,665
CANDLER GA $53,000 $275,665
CARROLL GA $312,000 $358,800
CATOOSA GA $169,000 $275,665
CHARLTON GA $61,000 $275,665
CHATHAM GA $228,000 $275,665
CHATTAHOOCHEE GA $187,000 $289,800
CHATTOOGA GA $51,000 $275,665
CHEROKEE GA $312,000 $358,800
CLARKE GA $264,000 $320,850
CLAY GA $49,000 $275,665
CLAYTON GA $312,000 $358,800
CLINCH GA $40,000 $275,665
COBB GA $312,000 $358,800
COFFEE GA $67,000 $275,665
COLQUITT GA $56,000 $275,665
COLUMBIA GA $178,000 $275,665
COOK GA $58,000 $275,665
COWETA GA $312,000 $358,800
CRAWFORD GA $111,000 $275,665
CRISP GA $81,000 $275,665
DADE GA $169,000 $275,665
DAWSON GA $312,000 $358,800
DECATUR GA $76,000 $275,665
DEKALB GA $312,000 $358,800
DODGE GA $50,000 $275,665
DOOLY GA $69,000 $275,665
DOUGHERTY GA $143,000 $275,665
DOUGLAS GA $312,000 $358,800
EARLY GA $53,000 $275,665
ECHOLS GA $125,000 $275,665

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