954-667-9110

1 One Year Self Employed Georgia Mortgage Lenders

1 One Year Self Employed Georgia Mortgage Lenders

Georgia Home Loans For 2 homes 1 Parcel or Lot or Acres Mortgage Lenders

INCOME DOCUMENTATION FOR GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS:

  • Alt Doc – 12 or 24 months business or personal bank stmts (Self Empl only), Full Doc income with lease agreements, ok (rental income qualified by lease agreements) Full Doc – 2 year (W-2 & paystubs, 1040s, K1’s)
  • Full Doc – 1 year (W-2 and Current YTD paystub, K1’s)
  • Full Doc – 1 year (One year Tax Return and YTD P&L Self Empl)
  • Asset Xpress – 100% of amount needed to amortize loan plus monthly debts for 60 months, max 80% LTV to $1.0M; Max 75% LTV to $1.5M
  • Asset Assist – Assets divided by 120 is added to income. $1.5M max loan amount to 75% LTV, Max 80% LTV to $1M
  • ALT Doc—3-month Georgia Bank Statement (24-month CPA compiled and signed P&L statement supported by 3-months bank stmts)
  • ALT Doc—Profit and Loss (P&L) only. 24-month P&L compiled and signed by CPA. CPA must also attest to filing tax returns for 1 year self employed mortgage applicants  for 24-months.
  • ALT Doc—VOE only

LENDING CRITERIA- GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS: Loan programs for Owner Occ and 2nd homes only

MINIMUM CREDIT SCORE FOR – GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS

  •  600+ QUALIFICATIONS- 600+ FICO Mtg 0x60 (12 Months) No BK 18 Months/FC 2 Years SS/DIL Settled Purchase 75% LTV RT Refi 80% LTV Cash-out Refi 80% LTV 2nd Home 75% LTV
  • 640+QUALIFICATIONS- 640+ FICO Mtg 1×30 (12 months) No BK/FC 2 Years No SS/DIL 1 Year Purchase 75% LTV RT Refi 85% LTV Cash-out Refi 85% LTV (680 FICO, otherwise 80%) 2nd Home 75% LTV
  •  680+QUALIFICATIONS- 680+ FICO Mtg 0x30 (12 Months) No BK/FC 3 Years No SS/DIL 2 Years Purch. 90% LTV – Full Doc & 12 or 24 months BK statements RT Refi 80% LTV Cash-out Refi 80% LTV 2nd Home 80% LTV
  • 720+QUALIFICATIONS- 720+ FICO Mtg 0x30 (12 Months) No BK/FC 3 Years No SS/DIL 2 Years Purch. 90% LTV – Full Doc & 12 or 24 months BK statements RT Refi 90% LTV Cash-out Refi 85% LTV 2nd Home 80% LTV

1 YEAR SELF EMPLOYED LOAN AMOUNTS – GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS: ● Minimum loan amount $100,000 RESERVES: ● 6 months required above 75% LTV ● 6 months required on 12 Mo Cash Flow Product ● See loans > $1M for additional info

GENERAL GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS LOAN TERMS:

  • 30 Year Fixed  and 5 year ARM, 7 year ARM options
  • No Pre-payment penalty
  • Floor = Start rate
  • Caps are 2/2/5 (2% initial change cap / 2% annual cap / 5% lifetime cap)
  • Index – 1 year libor
  • All loans require impound for tax and insurance PROPERTY TYPES:
  • SFRs, condos, townhouses, 2-4 units (no rural properties < $200,000)
  • Property must show “pride of ownership” DEBT TO INCOME RATIO:
  • 50% max DTI (up to 55% case by case)
  • See guidelines for residual income calculations * Requires 0x30 mortgage payment history last 12 months. Full Doc Only
  • Minimum interest rate: 4.250% ARM 4.625% fixed

DOWN PAYMENT REQUIREMENTS FOR GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS: 

  • All down payment funds must be verified prior to drawing loan documents
  • Secondary Financing 80% Max LTV/90% Max CLTV

GEORGIA 1 YEAR SELF EMPLOYED DEBTS INCLUDING TAX LIENS, JUDGMENT REQUIREMENTS:

  • All tax liens and judgments must be paid at closing

COLLECTION ACCOUNTS FOR GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS:

  • Collections and charge offs need to be paid off except: – Medical Collections – Collection accounts older than 2 years FIRST-TIME HOME BUYER:
  • A , A- and B credit grades. B- grade case by case

NON-PERMANENT RESIDENT ALIEN GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS: :

  • 80% max LTV Purchase and Rate and Term Refi 75% max LTV on Cash Out
  • A, A- and B credit grades only
  • No FICO is allowed (when no FICO, price at Aand add 0.500% to rate)
  • Visa classifications allowed (E-1 – E-3/G-1 – G-5/H-1/L-1/NATO/O-1/R1/TN (NAFTA)

Georgia 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS FEES 

  • Underwriting Fee $1,495
  • Flood Cert Fee $12
  • Attorney Doc Review $150
  • Subject to hange without notice.

AGE OF DOCUMENTS FOR GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS

  • Credit Report/Credit Documentation: 90 days old at the time of closing
  • Income and Asset Documentation: Dated within 90 days of closing
  • Title Report/Title Commitment: Dated no later than 60 days prior to closing

APPRAISAL REQUIREMENTS BY GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS

Full Interior / Exterior appraisal required. Fannie Mae/Freddie Mac Forms 1004/70, 1025/72, 1073/465 or 2090 must be used. All Fannie Guidelines apply to

appraisal process and value determination, in addition an Appraisal Management Company must be utilized for appraiser selection.

The Appraisal should be dated no more than 120 days prior to the Note Date. After a 120 day period, a new appraisal is required. Re-certification of value is

not acceptable. Minimum Square Footage 800 Sq. Feet

Not eligible: Properties for which the appraisal indicates condition ratings of C5 or C6 or a quality rating of Q6, each as determined under the Uniform Appraisal

Dataset (UAD) guidelines. Georgia 1 ONE YEAR SELF EMPLOYED mortgage lenders will consider if issue has been corrected prior to loan funding with proper documentation.

A 5% reduction in LTV/CLTV will be required for all properties identified to be in a declining market as designated by the appraiser.

APPRAISAL REVIEW PRODUCTS: An enhanced desk review product, (such as an ARR from ProTeck or CDA from Clear Capital), from a Georgia 1 ONE YEAR SELF EMPLOYED mortgage lenders Approved AMC is required on all transactions. In lieu of an enhanced desk review product, a field review or second appraisal from a Georgia 1 ONE YEAR SELF EMPLOYED mortgage lenders’s AMC is acceptable. If the Appraisal Review Product value is more than 10% below the appraised value a second appraisal is required. When a second appraisal is provided, the transactions “Appraised Value” will be the lower of the two appraisals. A second appraisal is required on loan amounts > $1,500,000

ASSETS – CASH TO CLOSE – GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS
• Full Asset Documentation is required for both funds to close and reserves. For most asset types, this would include all pages of the most recent two months statements or the most recent quarterly statement. All Assets from the 1 year self employed mortgage applicants (s) must be disclosed and verified by the lender.

  • No business accounts may be used to meet down payment and/or reserve requirements unless the 1 year self employed mortgage applicants (s) are 100% owners of the business and requires:

o A letter from the businesses accountant OR

o An underwriter cash flow analysis of the business balance sheet to confirm that the withdrawal will not negatively impact the business.

  • Stocks/Bonds/Mutual Funds – 80% may be used for reserves.
  • Vested Retirement Accounts – 70% may be considered for reserves (certain eligible plans can use 70% if 1 year self employed mortgage applicants  > 59 1⁄2 – i.e. 401k)
  • Assets being used for dividend and interest income may not be used to meet reserve requirements
  • If needed to close, verification that funds have been liquidated (if applicable) is required.
  • Gift of Equity is not allowed.
  • Builder profits are not allowed.
  • No employer assistance assets are allowed.
  • Maximum Interested Party Contributions permitted up to 3% for LTV >=80, 6% for LTV<80

GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS ELIGIBLE MORTGAGE APPLICANTS INCLUDE:

  • Eligible:
  • US Citizen
  • Permanent Resident Aliens
  • Non-Permanent Resident Aliens
  • First Time Home Buyers
  • Non-Occupant Co-Georgia 1 ONE YEAR SELF EMPLOYED mortgage applicants
  • Limited partnerships, general partnerships, corporations
  • o Personal guarantor required
  • In-Eligible:
  • Foreign Nationals
  • Irrevocable or Blind Trusts
  • Inter-Vivos Revocable Trust

OVERALL CREDIT REQUIREMENTS FOR Georgia 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS

  • Each 1 year self employed mortgage applicants ’s ‘Credit Score’ is the middle of three or the lesser of two.
  • Representative Credit Score – Georgia Bank Statement loans, the lowest Credit Score among 1 year self employed mortgage applicants s.
  • Each 1 year self employed mortgage applicants ’s credit profile must include a minimum of 2 trade lines (open or closed) within the last 24 months that show a 12 month history, or a combined credit profile between 1 year self employed mortgage applicants  and co-1 year self employed mortgage applicants  with a minimum of 3 tradelines.
    o Tradeline activity is not required. Eligible tradelines cannot have any derogatory history in previous 24 months.
  • Current housing not reporting on credit can be considered an open trade if supported by bank records (cancelled checks/debits).
    • 1 year self employed mortgage applicants (s) not using income to qualify are not required to meet the minimum tradeline requirements listed above.
  • Georgia 1 ONE YEAR SELF EMPLOYED mortgage applicants currently enrolled in credit counseling or debt management plans are not permitted. • All derogatory accounts require a full explanation.
  • All Judgments or liens affecting title must be paid.
  • Non-title charge- offs and collections within 3 years and exceeding $3,000 (either individually or in aggregate) must be paid.
  • Medical collections are not required to be paid.
  • All past due accounts must be brought current prior to closing.
  • No authorized user accounts will be used to satisfy minimum tradeline.
  • Medical derogatory accounts, collections, and charge-offs permitted with letter of explanation.
  • Disputed accounts require a LOE per Fannie Mae. An updated credit report not required.
  • IRS tax payment plans are permitted if current and do not carry a lien on any property.Minimum FICO 700
  • Housing 0x30x12
  • BK (Chap 13 Discharge) 60 Mo
  • BK (Other) 60 Mo
  • Foreclosure 60 Mo
  • Short Sale / DIL 60Mo

GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE FOR FIRST TIME HOME BUYER REQUIREMENTS

  • First Time Homebuyers (“FTHB”) are individuals that have not owned a home or had a residential mortgage in the last 3 years.
  • However, only 1 year self employed mortgage applicants with no prior mortgage history or homeownership ever are restricted to the following:

Recent Event not permitted

I/Os not permitted

12 month 0X30 housing history required

Primary Residence Only

Minimum of 6 months PITI reserves required.

DOCUMENT REQUIREMENTS FOR  GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS 

(1) 12 or 24 months Personal or 24 months Business Bank statements

Georgia 1 ONE YEAR SELF EMPLOYED mortgage applicants who own more than 3 businesses must use personal bank statements option

Bank statements must be most recent available at time of application and must be consecutive

(2) Profit & Loss Statement

If submitting personal bank statements, a P&L prepared by the 1 year self employed mortgage applicants  covering no less than 12 or 24 months is required

The P&L must be signed by the 1 year self employed mortgage applicants

If submitting business bank statements, a P&L prepared by the 1 year self employed mortgage applicants  covering no less than 24 months is required

1 year self employed mortgage applicants  is required to provide separate P&Ls for each business being used in qualifying.

The P&L should generally cover the same calendar months as the bank statements provided.

(3) Validation of a minimum of 2 years existence of the business from one of the following: Business License, Letter from Tax Preparer, Secretary of State Filing or equivalent

Self Employed/Wage Earner Combination – Joint 1 year self employed mortgage applicants with 1 wage earner and 1 self-employed business owner can verify income separately, with the self-

employed 1 year self employed mortgage applicants  utilizing bank statements and the wage earner providing pay stubs/W-2s. The wage earner 4506T should include W-2 transcripts only.

PROFIT & LOSS ANALYSIS FOR GEORGIA 1 ONE YEAR SELF EMPLOYED MORTGAGE LENDERS 

  • Net Income from the P&L will be used as Qualifying Income for both personal and business bank statements.
  • The P&L used for qualifying must be signed by the 1 year self employed mortgage applicants .
  • Declining Income requires an LOE
  • Any amounts on the P&L representing salary/wages paid to the 1 year self employed mortgage applicants /business owner can be added back and considered in the net income analysis.
  • Expense line items that can be added back to the business net income include depreciation, depletion, amortization, casualty losses, and other losses or

expenses that are not consistent and recurring.

  • Georgia 1 ONE YEAR SELF EMPLOYED mortgage applicants utilizing business bank statements that own > 50% but < 100% of a business will be qualified at the P&L/AES net income multiplied by their ownership percentage.
  • The P&L expense ratio, Gross Income minus Net Income, divided by Gross Income, should be reasonable for the profession.

Example: A home-based sole practitioner therapist/consultant can be expected to have a low expense ratio, while a retail business that has a full staff of  employees and relies heavily on inventory to generate income will have a high expense ratio.

  • If the file does not contain a CPA prepared P&L, steps must be taken by the underwriter to evaluate the reasonableness of the expenses listed by the 1 year self employed mortgage applicants .
  • This requires the 1 year self employed mortgage applicants  to provide a business narrative which includes detail related to the size/scope and operating profile of the business, including the

following: o Description of Business/Business Profile o Location & Associated Rent o Number of Employees / Contractors o Estimated Cost of Goods Sold (Does

business involve sale of goods or just services?) o Materials/Trucks/Equipment o Commercial or Retail client base? o Business Analysis

  • Expenses listed on a 1 year self employed mortgage applicants  prepared P&L should generally relate to the information provided below.

Joint Accounts – A joint personal account with a non-borrowing spouse or domestic partner can be used for qualifying as follows: o If not contributing

income/deposits, it must be validated by a 1 year self employed mortgage applicants  affidavit o If contributing income/deposits, source must be clearly identified (direct deposit, SSI, trust

income) and amounts must be subtracted from the analysis o Relationship letter must be present in file

Retirement, Government Annuity, and Pension Income – GEORGIA 1 ONE YEAR SELF EMPLOYED mortgage lenders may recognize an ancillary income stream from employment-related assets as eligible for

income qualification. 1 year self employed mortgage applicants  must evidence a 12 month history of documented draws or interest/dividend income. If, based on that history, the income will

continue for at least three years, the income may be used for loan qualification. One of the following types of income documentation is required: o Copy of

award letter or letters from the organizations providing the income o Most recent personal income tax return with all schedules o Most recent W2 or 1099 o

Most recent 2 months bank statements showing deposit of funds

If the income being used for qualifying represents at least 50% of the 1 year self employed mortgage applicants ’s total income, a five year continuance is required. The 1 year self employed mortgage applicants  must have

unrestricted access, and available to the 1 year self employed mortgage applicants  without penalty. Documentation of asset ownership must be in compliance with the allowable age of credit

documents.

Restricted Stock Income – GEORGIA 1 ONE YEAR SELF EMPLOYED mortgage lenders will only consider restricted stock that was awarded in prior 2 years and became unrestricted (vested) in the current year. The

Vesting Schedule must indicate the income will continue for a minimum of 3 years at a similar level to the prior 2 years. Continuance is based on the vesting

schedule using a stock price based on the 52 week low for the most recent 12 months reporting at the time of closing. A 2 year average of prior income

received from RSU’s or stock option will be used. The following documentation is required: o Copy of the vesting schedule o Most recent W2 and pay stub o

Private Stock not eligible.

Component Sources of Income – A 1 year self employed mortgage applicants  who has a self-employed business and also receives income from other sources is eligible for the bank

statement program. Income sources include but are not limited to rental properties, trust & investment, alimony, etc. These income sources should be

separately documented on the 1003 and should be separately supported by bank statement deposits.

o Rental Income –

months via cancelled checks, deposits clips, or bank records ed by a vacancy/expense factor of

25%

o Trust Income – idenced by unt, distribution frequency, and duration of payments

o Alimony Income –

deposit slips, or bank records

o Note Receivable Income copy of the note confirming amount and length of payment checks, deposit slips, or bank records

GEORGIA MORTGAGE LENDERS COVERAGE AREA INCLUDE
State Zip Code City County Zip Code Map
Georgia 30002 Avondale Estates Dekalb View Map
Georgia 30003 Norcross Gwinnett View Map
Georgia 30004 Alpharetta Fulton View Map
Georgia 30005 Alpharetta Fulton View Map
Georgia 30006 Marietta Cobb View Map
Georgia 30007 Marietta Cobb View Map
Georgia 30008 Marietta Cobb View Map
Georgia 30009 Alpharetta Fulton View Map
Georgia 30010 Norcross Gwinnett View Map
Georgia 30011 Auburn Barrow View Map
Georgia 30012 Conyers Rockdale View Map
Georgia 30013 Conyers Rockdale View Map
Georgia 30014 Covington Newton View Map
Georgia 30015 Covington Newton View Map
Georgia 30016 Covington Newton View Map
Georgia 30017 Grayson Gwinnett View Map
Georgia 30018 Jersey Walton View Map
Georgia 30019 Dacula Gwinnett View Map
Georgia 30021 Clarkston Dekalb View Map
Georgia 30022 Alpharetta Fulton View Map
Georgia 30023 Alpharetta Fulton View Map
Georgia 30024 Suwanee Gwinnett View Map
Georgia 30025 Social Circle Walton View Map
Georgia 30026 North Metro Gwinnett View Map
Georgia 30028 Cumming Forsyth View Map
Georgia 30029 North Metro Gwinnett View Map
Georgia 30030 Decatur Dekalb View Map
Georgia 30031 Decatur Dekalb View Map
Georgia 30032 Decatur Dekalb View Map
Georgia 30033 Decatur Dekalb View Map
Georgia 30034 Decatur Dekalb View Map
Georgia 30035 Decatur Dekalb View Map
Georgia 30036 Decatur Dekalb View Map
Georgia 30037 Decatur Dekalb View Map
Georgia 30038 Lithonia Dekalb View Map
Georgia 30039 Snellville Gwinnett View Map
Georgia 30040 Cumming Forsyth View Map
Georgia 30041 Cumming Forsyth View Map
Georgia 30042 Lawrenceville Gwinnett View Map
Georgia 30043 Lawrenceville Gwinnett View Map
Georgia 30044 Lawrenceville Gwinnett View Map
Georgia 30045 Lawrenceville Gwinnett View Map
Georgia 30046 Lawrenceville Gwinnett View Map
Georgia 30047 Lilburn Gwinnett View Map
Georgia 30048 Lilburn Gwinnett View Map
Georgia 30049 Lawrenceville Gwinnett View Map
Georgia 30052 Loganville Walton View Map
Georgia 30054 Oxford Newton View Map
Georgia 30055 Mansfield Newton View Map
Georgia 30056 Newborn Newton View Map
Georgia 30058 Lithonia Dekalb View Map
Georgia 30060 Marietta Cobb View Map
Georgia 30061 Marietta Cobb View Map
Georgia 30062 Marietta Cobb View Map
Georgia 30063 Marietta Cobb View Map
Georgia 30064 Marietta Cobb View Map
Georgia 30065 Marietta Cobb View Map
Georgia 30066 Marietta Cobb View Map
Georgia 30067 Marietta Cobb View Map
Georgia 30068 Marietta Cobb View Map
Georgia 30069 Marietta Cobb View Map
Georgia 30070 Porterdale Newton View Map
Georgia 30071 Norcross Gwinnett View Map
Georgia 30072 Pine Lake Dekalb View Map
Georgia 30073 Decatur Dekalb View Map
Georgia 30074 Redan Dekalb View Map
Georgia 30075 Roswell Fulton View Map
Georgia 30076 Roswell Fulton View Map
Georgia 30077 Roswell Fulton View Map
Georgia 30078 Snellville Gwinnett View Map
Georgia 30079 Scottdale Dekalb View Map
Georgia 30080 Smyrna Cobb View Map
Georgia 30081 Smyrna Cobb View Map
Georgia 30082 Smyrna Cobb View Map
Georgia 30083 Stone Mountain Dekalb View Map
Georgia 30084 Tucker Dekalb View Map
Georgia 30085 Tucker Dekalb View Map
Georgia 30086 Stone Mountain Dekalb View Map
Georgia 30087 Stone Mountain Dekalb View Map
Georgia 30088 Stone Mountain Dekalb View Map
Georgia 30090 Marietta Cobb View Map
Georgia 30091 Norcross Gwinnett View Map
Georgia 30092 Norcross Gwinnett View Map
Georgia 30093 Norcross Gwinnett View Map
Georgia 30094 Conyers Rockdale View Map
Georgia 30095 Duluth Gwinnett View Map
Georgia 30096 Duluth Gwinnett View Map
Georgia 30097 Duluth Fulton View Map
Georgia 30098 Duluth Gwinnett View Map
Georgia 30099 Duluth Gwinnett View Map
Georgia 30101 Acworth Cobb View Map
Georgia 30102 Acworth Cherokee View Map
Georgia 30103 Adairsville Bartow View Map
Georgia 30104 Aragon Polk View Map
Georgia 30105 Armuchee Floyd View Map
Georgia 30106 Austell Cobb View Map
Georgia 30107 Ball Ground Cherokee View Map
Georgia 30108 Bowdon Carroll View Map
Georgia 30109 Bowdon Junction Carroll View Map
Georgia 30110 Bremen Haralson View Map
Georgia 30111 Clarkdale Cobb View Map
Georgia 30112 Carrollton Carroll View Map
Georgia 30113 Buchanan Haralson View Map
Georgia 30114 Canton Cherokee View Map
Georgia 30115 Canton Cherokee View Map
Georgia 30116 Carrollton Carroll View Map
Georgia 30117 Carrollton Carroll View Map
Georgia 30118 Carrollton Carroll View Map
Georgia 30119 Carrollton Carroll View Map
Georgia 30120 Cartersville Bartow View Map
Georgia 30121 Cartersville Bartow View Map
Georgia 30122 Lithia Springs Douglas View Map
Georgia 30123 Cassville Bartow View Map
Georgia 30124 Cave Spring Floyd View Map
Georgia 30125 Cedartown Polk View Map
Georgia 30126 Mableton Cobb View Map
Georgia 30127 Powder Springs Cobb View Map
Georgia 30129 Coosa Floyd View Map
Georgia 30132 Dallas Paulding View Map
Georgia 30133 Douglasville Douglas View Map
Georgia 30134 Douglasville Douglas View Map
Georgia 30135 Douglasville Douglas View Map
Georgia 30137 Emerson Bartow View Map
Georgia 30138 Esom Hill Polk View Map
Georgia 30139 Fairmount Gordon View Map
Georgia 30140 Felton Haralson View Map
Georgia 30141 Hiram Paulding View Map
Georgia 30142 Holly Springs Cherokee View Map
Georgia 30143 Jasper Pickens View Map
Georgia 30144 Kennesaw Cobb View Map
Georgia 30145 Kingston Bartow View Map
Georgia 30146 Lebanon Cherokee View Map
Georgia 30147 Lindale Floyd View Map
Georgia 30148 Marble Hill Pickens View Map
Georgia 30149 Mount Berry Floyd View Map
Georgia 30150 Mount Zion Carroll View Map
Georgia 30151 Nelson Cherokee View Map
Georgia 30152 Kennesaw Cobb View Map
Georgia 30153 Rockmart Polk View Map
Georgia 30154 Douglasville Douglas View Map
Georgia 30156 Kennesaw Cobb View Map
Georgia 30157 Dallas Paulding View Map
Georgia 30160 Kennesaw Cobb View Map
Georgia 30161 Rome Floyd View Map
Georgia 30162 Rome Floyd View Map
Georgia 30163 Rome Floyd View Map
Georgia 30164 Rome Floyd View Map
Georgia 30165 Rome Floyd View Map
Georgia 30168 Austell Cobb View Map
Georgia 30169 Canton Cherokee View Map
Georgia 30170 Roopville Carroll View Map
Georgia 30171 Rydal Bartow View Map
Georgia 30172 Shannon Floyd View Map
Georgia 30173 Silver Creek Floyd View Map
Georgia 30175 Talking Rock Pickens View Map
Georgia 30176 Tallapoosa Haralson View Map
Georgia 30177 Tate Pickens View Map
Georgia 30178 Taylorsville Bartow View Map
Georgia 30179 Temple Carroll View Map
Georgia 30180 Villa Rica Carroll View Map
Georgia 30182 Waco Haralson View Map
Georgia 30183 Waleska Cherokee View Map
Georgia 30184 White Bartow View Map
Georgia 30185 Whitesburg Carroll View Map
Georgia 30187 Winston Douglas View Map
Georgia 30188 Woodstock Cherokee View Map
Georgia 30189 Woodstock Cherokee View Map
Georgia 30204 Barnesville Lamar View Map
Georgia 30205 Brooks Fayette View Map
Georgia 30206 Concord Pike View Map
Georgia 30212 Experiment Spalding View Map
Georgia 30213 Fairburn Fulton View Map
Georgia 30214 Fayetteville Fayette View Map
Georgia 30215 Fayetteville Fayette View Map
Georgia 30216 Flovilla Butts View Map
Georgia 30217 Franklin Heard View Map
Georgia 30218 Gay Meriwether View Map
Georgia 30219 Glenn Heard View Map
Georgia 30220 Grantville Coweta View Map
Georgia 30222 Greenville Meriwether View Map
Georgia 30223 Griffin Spalding View Map
Georgia 30224 Griffin Spalding View Map
Georgia 30228 Hampton Henry View Map
Georgia 30229 Haralson Coweta View Map
Georgia 30230 Hogansville Troup View Map
Georgia 30233 Jackson Butts View Map
Georgia 30234 Jenkinsburg Butts View Map
Georgia 30236 Jonesboro Clayton View Map
Georgia 30237 Jonesboro Clayton View Map
Georgia 30238 Jonesboro Clayton View Map
Georgia 30240 Lagrange Troup View Map
Georgia 30241 Lagrange Troup View Map
Georgia 30248 Locust Grove Henry View Map
Georgia 30250 Lovejoy Clayton View Map
Georgia 30251 Luthersville Meriwether View Map
Georgia 30252 Mcdonough Henry View Map
Georgia 30253 Mcdonough Henry View Map
Georgia 30256 Meansville Pike View Map
Georgia 30257 Milner Lamar View Map
Georgia 30258 Molena Pike View Map
Georgia 30259 Moreland Coweta View Map
Georgia 30260 Morrow Clayton View Map
Georgia 30261 Lagrange Troup View Map
Georgia 30263 Newnan Coweta View Map
Georgia 30264 Newnan Coweta View Map
Georgia 30265 Newnan Coweta View Map
Georgia 30266 Orchard Hill Spalding View Map
Georgia 30268 Palmetto Fulton View Map
Georgia 30269 Peachtree City Fayette View Map
Georgia 30270 Peachtree City Fayette View Map
Georgia 30271 Newnan Coweta View Map
Georgia 30272 Red Oak Fulton View Map
Georgia 30273 Rex Clayton View Map
Georgia 30274 Riverdale Clayton View Map
Georgia 30275 Sargent Coweta View Map
Georgia 30276 Senoia Coweta View Map
Georgia 30277 Sharpsburg Coweta View Map
Georgia 30281 Stockbridge Henry View Map
Georgia 30284 Sunny Side Coweta View Map
Georgia 30285 The Rock Upson View Map
Georgia 30286 Thomaston Upson View Map
Georgia 30287 Morrow Clayton View Map
Georgia 30288 Conley Clayton View Map
Georgia 30289 Turin Coweta View Map
Georgia 30290 Tyrone Fayette View Map
Georgia 30291 Union City Fulton View Map
Georgia 30292 Williamson Pike View Map
Georgia 30293 Woodbury Meriwether View Map
Georgia 30294 Ellenwood Dekalb View Map
Georgia 30295 Zebulon Pike View Map
Georgia 30296 Riverdale Clayton View Map
Georgia 30297 Forest Park Clayton View Map
Georgia 30298 Forest Park Clayton View Map
Georgia 30301 Atlanta Fulton View Map
Georgia 30302 Atlanta Fulton View Map
Georgia 30303 Atlanta Fulton View Map
Georgia 30304 Atlanta Fulton View Map
Georgia 30305 Atlanta Fulton View Map
Georgia 30306 Atlanta Fulton View Map
Georgia 30307 Atlanta Fulton View Map
Georgia 30308 Atlanta Fulton View Map
Georgia 30309 Atlanta Fulton View Map
Georgia 30310 Atlanta Fulton View Map
Georgia 30311 Atlanta Fulton View Map
Georgia 30312 Atlanta Fulton View Map
Georgia 30313 Atlanta Fulton View Map
Georgia 30314 Atlanta Fulton View Map
Georgia 30315 Atlanta Fulton View Map
Georgia 30316 Atlanta Fulton View Map
Georgia 30317 Atlanta Dekalb View Map
Georgia 30318 Atlanta Fulton View Map
Georgia 30319 Atlanta Dekalb View Map
Georgia 30320 Atlanta Fulton View Map
Georgia 30321 Atlanta Fulton View Map
Georgia 30322 Atlanta Dekalb View Map
Georgia 30324 Atlanta Fulton View Map
Georgia 30325 Atlanta Fulton View Map
Georgia 30326 Atlanta Fulton View Map
Georgia 30327 Atlanta Fulton View Map
Georgia 30328 Atlanta Fulton View Map
Georgia 30329 Atlanta Dekalb View Map
Georgia 30330 Atlanta Fulton View Map
Georgia 30331 Atlanta Fulton View Map
Georgia 30332 Atlanta Fulton View Map
Georgia 30333 Atlanta Dekalb View Map
Georgia 30334 Atlanta Fulton View Map
Georgia 30336 Atlanta Fulton View Map
Georgia 30337 Atlanta Fulton View Map
Georgia 30338 Atlanta Dekalb View Map
Georgia 30339 Atlanta Fulton View Map
Georgia 30340 Atlanta Dekalb View Map
Georgia 30341 Atlanta Dekalb View Map
Georgia 30342 Atlanta Fulton View Map
Georgia 30343 Atlanta Fulton View Map
Georgia 30344 Atlanta Fulton View Map
Georgia 30345 Atlanta Dekalb View Map
Georgia 30346 Atlanta Dekalb View Map
Georgia 30347 Atlanta Fulton View Map
Georgia 30348 Atlanta Fulton View Map
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Georgia 30353 Atlanta Fulton View Map
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Georgia 30357 Atlanta Fulton View Map
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Georgia 30410 Ailey Montgomery View Map
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Georgia 30413 Bartow Jefferson View Map
Georgia 30414 Bellville Evans View Map
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Georgia 30421 Collins Tattnall View Map
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Georgia 30428 Glenwood Wheeler View Map
Georgia 30429 Hagan Evans View Map
Georgia 30434 Louisville Jefferson View Map
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Georgia 30441 Midville Burke View Map
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Georgia 30445 Mount Vernon Montgomery View Map
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Georgia 30470 Tarrytown Montgomery View Map
Georgia 30471 Twin City Emanuel View Map
Georgia 30473 Uvalda Montgomery View Map
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Georgia 30499 Reidsville Tattnall View Map
Georgia 30501 Gainesville Hall View Map
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Georgia 30528 Cleveland White View Map
Georgia 30529 Commerce Jackson View Map
Georgia 30530 Commerce Banks View Map
Georgia 30531 Cornelia Habersham View Map
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Georgia 30534 Dawsonville Dawson View Map
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Georgia 30536 Ellijay Gilmer View Map
Georgia 30537 Dillard Rabun View Map
Georgia 30538 Eastanollee Stephens View Map
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Georgia 30541 Epworth Fannin View Map
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Georgia 30571 Sautee Nacoochee White View Map
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Georgia 30573 Tallulah Falls Rabun View Map
Georgia 30575 Talmo Jackson View Map
Georgia 30576 Tiger Rabun View Map
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Georgia 30580 Turnerville Habersham View Map
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Georgia 30596 Alto Habersham View Map
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Georgia 30598 Toccoa Falls Stephens View Map
Georgia 30599 Commerce Jackson View Map
Georgia 30601 Athens Clarke View Map
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Georgia 30619 Arnoldsville Oglethorpe View Map
Georgia 30620 Bethlehem Barrow View Map
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Georgia 30633 Danielsville Madison View Map
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Georgia 30680 Winder Barrow View Map
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Georgia 30720 Dalton Whitfield View Map
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Georgia 30728 La Fayette Walker View Map
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Georgia 30802 Appling Columbia View Map
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Georgia 31020 Dry Branch Twiggs View Map
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Georgia 31040 Dublin Laurens View Map
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Georgia 31106 Atlanta Fulton View Map
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Georgia 31301 Allenhurst Liberty View Map
Georgia 31302 Bloomingdale Chatham View Map
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Georgia 31304 Crescent Mcintosh View Map
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Georgia 31307 Eden Effingham View Map
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Georgia 31309 Fleming Liberty View Map
Georgia 31310 Hinesville Liberty View Map
Georgia 31312 Guyton Effingham View Map
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Georgia 31314 Fort Stewart Liberty View Map
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Georgia 31316 Ludowici Long View Map
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Georgia 31320 Midway Liberty View Map
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Georgia 31323 Riceboro Liberty View Map
Georgia 31324 Richmond Hill Bryan View Map
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Georgia 31328 Tybee Island Chatham View Map
Georgia 31329 Springfield Effingham View Map
Georgia 31331 Townsend Mcintosh View Map
Georgia 31333 Walthourville Liberty View Map
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Georgia 31532 Denton Jeff Davis View Map
Georgia 31533 Douglas Coffee View Map
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Georgia 31544 Jacksonville Telfair View Map
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Georgia 31567 West Green Coffee View Map
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Georgia 31645 Ray City Berrien View Map
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Georgia 31650 Willacoochee Atkinson View Map
Georgia 31698 Valdosta Lowndes View Map
Georgia 31699 Moody A F B Lowndes View Map
Georgia 31701 Albany Dougherty View Map
Georgia 31702 Albany Dougherty View Map
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Georgia 31706 Albany Dougherty View Map
Georgia 31707 Albany Dougherty View Map
Georgia 31708 Albany Dougherty View Map
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Georgia 31712 Arabi Crisp View Map
Georgia 31714 Ashburn Turner View Map
Georgia 31716 Baconton Mitchell View Map
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Georgia 31721 Albany Dougherty View Map
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Georgia 31727 Brookfield Tift View Map
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Georgia 31735 Cobb Sumter View Map
Georgia 31738 Coolidge Thomas View Map
Georgia 31739 Cotton Mitchell View Map
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Georgia 31749 Enigma Berrien View Map
Georgia 31750 Fitzgerald Ben Hill View Map
Georgia 31753 Funston Colquitt View Map
Georgia 31756 Hartsfield Colquitt View Map
Georgia 31757 Thomasville Thomas View Map
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Georgia 31760 Irwinville Irwin View Map
Georgia 31763 Leesburg Lee View Map
Georgia 31764 Leslie Sumter View Map
Georgia 31765 Meigs Thomas View Map
Georgia 31768 Moultrie Colquitt View Map
Georgia 31769 Mystic Irwin View Map
Georgia 31771 Norman Park Colquitt View Map
Georgia 31772 Oakfield Worth View Map
Georgia 31773 Ochlocknee Thomas View Map
Georgia 31774 Ocilla Irwin View Map
Georgia 31775 Omega Tift View Map
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Georgia 31778 Pavo Thomas View Map
Georgia 31779 Pelham Mitchell View Map
Georgia 31780 Plains Sumter View Map
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Georgia 31783 Rebecca Turner View Map
Georgia 31784 Sale City Mitchell View Map
Georgia 31787 Smithville Lee View Map
Georgia 31788 Moultrie Colquitt View Map
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Georgia 31790 Sycamore Turner View Map
Georgia 31791 Sylvester Worth View Map
Georgia 31792 Thomasville Thomas View Map
Georgia 31793 Tifton Tift View Map
Georgia 31794 Tifton Tift View Map
Georgia 31795 Ty Ty Tift View Map
Georgia 31796 Warwick Worth View Map
Georgia 31798 Wray Irwin View Map
Georgia 31799 Thomasville Thomas View Map
Georgia 31801 Box Springs Talbot View Map
Georgia 31803 Buena Vista Marion View Map
Georgia 31804 Cataula Harris View Map
Georgia 31805 Cusseta Chattahoochee View Map
Georgia 31806 Ellaville Schley View Map
Georgia 31807 Ellerslie Harris View Map
Georgia 31808 Fortson Muscogee View Map
Georgia 31810 Geneva Talbot View Map
Georgia 31811 Hamilton Harris View Map
Georgia 31812 Junction City Talbot View Map
Georgia 31814 Louvale Stewart View Map
Georgia 31815 Lumpkin Stewart View Map
Georgia 31816 Manchester Meriwether View Map
Georgia 31820 Midland Muscogee View Map
Georgia 31821 Omaha Stewart View Map
Georgia 31822 Pine Mountain Harris View Map
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Georgia 31824 Preston Webster View Map
Georgia 31825 Richland Stewart View Map
Georgia 31826 Shiloh Harris View Map
Georgia 31827 Talbotton Talbot View Map
Georgia 31829 Upatoi Muscogee View Map
Georgia 31830 Warm Springs Meriwether View Map
Georgia 31831 Waverly Hall Harris View Map
Georgia 31832 Weston Webster View Map
Georgia 31833 West Point Troup View Map
Georgia 31836 Woodland Talbot View Map
Georgia 31901 Columbus Muscogee View Map
Georgia 31902 Columbus Muscogee View Map
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Georgia 31905 Fort Benning Muscogee View Map
Georgia 31906 Columbus Muscogee View Map
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Georgia 39813 Arlington Calhoun View Map
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Georgia 39817 Bainbridge Decatur View Map
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Georgia 39823 Blakely Early View Map
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Georgia 39827 Cairo Grady View Map
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Georgia 39837 Colquitt Miller View Map
Georgia 39840 Cuthbert Randolph View Map
Georgia 39841 Damascus Early View Map
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Georgia 39846 Edison Calhoun View Map
Georgia 39851 Fort Gaines Clay View Map
Georgia 39852 Fowlstown Decatur View Map
Georgia 39854 Georgetown Quitman View Map
Georgia 39859 Iron City Seminole View Map
Georgia 39861 Jakin Early View Map
Georgia 39862 Leary Calhoun View Map
Georgia 39866 Morgan Calhoun View Map
Georgia 39867 Morris Quitman View Map
Georgia 39870 Newton Baker View Map
Georgia 39877 Parrott Terrell View Map
Georgia 39885 Sasser Terrell View Map
Georgia 39886 Shellman Randolph View Map
Georgia 39897 Whigham Grady View Map
Georgia 39901 Atlanta Dekalb View Map
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