GA Home Equity Loans / Georgia Home Equity Line Of Credit
Georgia Home Equity Mortgage Lenders With Options!
Georgia Home Equity Mortgage Lenders With Options!
Access up to $500,000 from your Georgia home equity!
Eligible Transaction Types
• Refinance Transactions
• Purchase transactions
• Simultaneous closings (Piggyback)
Georgia Home Equity Mortgage Lenders Document Checklist
Salaried
- 30 days current paystubs
- 2 years most recent W2’s
Self Employed
- Most recent 2 years personal and business Tax Returns All Schedules
- Unaudited Year to date profit and loss statement balance sheet for the most recent quarter-end preceding the application date.
Fast and Easy access to Georgia Equity Mortgages.
- Piggyback and stand-alone home equity loans
- Adjustable HELOCs and fixed-rate HOME EQUITY LOANS
- Prior-use appraisals accepted
- Flexible loan officer compensation available on all products
- Typically only 4 documents required to get into Underwriting
- Fund in 2-3 weeks
Georgia Home Equity Lenders Tradelines
All Mortgage Loans require a Credit Score based on minimum credit history and tradeline requirements.
Georgia Mortgage Lenders require all borrowers contributing income to meet ONE of the following:
• Minimum of 3 three trade lines regardless of timeline. At least one tradeline must be open with the
date of the last activity within six months from the current date and reporting for the past 12 months;
OR
• A current mortgage paid as agreed for the past 36 months
Authorized user accounts may not be used to satisfy the tradeline requirements.
Active trade lines are defined by the date of the last activity on the account within six months from the current
date.
Accounts added using Experian boost may be considered in the total tradelines required, the debt must be
included in the DTI since it was used to have the borrower qualify with the number of tradelines required.
Senior Home Equity Georgia Lien terms
Georgia Mortgage Lenders is committed to originating only Qualified Mortgages. Based on the guidance from the CFPB on mortgage loans that have high-risk characteristics, Florida Mortgage Lenders will not permit loans in 1st lien position to contain any risk features that could impact the borrower’s ability to repay
Ineligible Senior Lien terms include:
• Tax and judgment liens;
• Mortgages originated with balloon terms;
***Balloon terms resulting from a prior loan modification are acceptable subject to the
modification requirement
Subordinate mortgages that allow negative amortization (this does not include language in the
Mortgage Note Warning Borrowers that the lack of payment may result in negative equity and negative
amortization is not a feature of the product);
• Reverse Mortgages
Georgia Home Equity Mortgage Loan Application
The Mortgage Loan Application must be complete, including a full two-year history of employment and
residency and all personal information for each Borrower (social security number, date of birth, address, and
education.) All declaration questions must be marked indicating the method of taking the application: face-to
face, by telephone, or by mail. The interviewer’s name and employer must be completed in all cases, and all
applications must be signed and dated by the Borrower(s).
The final application for closing must adhere to the requirements above, including the Borrower’s complete
and accurate financial information relied upon by the underwriter, and be signed and dated by all Borrowers.
All debt incurred during the application process and through loan closing must be disclosed on the final
application. See the Undisclosed Liabilities chapter for more information.
All transactions are reviewed for reasonability as part of the underwriting process. The feasibility of
occupancy claims and the overall financial picture of the Borrowers must be reasonable. Where conflicting
information exists between or within documents, an adequate explanation must be provided, documented
and included in the Mortgage Loan File.
Georgia Home Equity Loan Occupancy Types
Eligible occupancy types are Primary Residences, 2 nd homes and Investment properties. Please see
product matrix for limitations on investment properties
A home equity line of credit (“HELOC”) is a form of revolving credit in which your home serves as the collateral for the obligation. Similarly, a home equity loan is a one-time loan for which your home serves as the collateral for the obligation. Some homeowners choose to use home equity loans or lines of credit for major expenses, such as education, home improvements, or major medical bills. However, due to the risks of borrowing against equity and because the home is often the consumer’s largest asset, most homeowners who utilize their home equity as collateral do not do so for day-to-day expenses.
If you choose to get a home equity loan, you will generally be approved for a specific loan amount that you will be able to access at one time. If you get a HELOC, you will be approved for a specific amount of credit which is the maximum amount you may borrow at any one time. Various lending institutions, including some banks and credit unions, offer home equity loans and lines of credit. Each provider will have different terms and conditions for their programs. If you are considering a home equity loan or line of credit, you should research different institutions to find the best offer for you.
Before determining if a home equity loan or line of credit is right for your situation, you should research your options. Some resources that may be useful for you include:
- The Federal Trade Commission has published information on Home Equity Loans and Credit Lines at: www.consumer.ftc.gov/articles/0227-home-equity-loans-and-credit-lines
- The Federal Reserve Board has published a brochure about Home Equity Lines of Credit at: files.consumerfinance.gov/f/201204_CFPB_HELOC-brochure.pdf
- What You Should Know about Home Equity Lines of Credit
- Home Equity Line of Credit Early Disclosure
Georgia Coverage areas by Population
Rank City Population
1 Atlanta 497k
2 Augusta-Richmond County 202k
3 Columbus 195,418
4 Macon-Bibb County 153k
5 Savannah 145,492
6 Athens-Clarke County 126k
7 Sandy Springs 108k
8 South Fulton 98,586
9 Roswell 94k
10 Johns Creek 84k
11 Warner Robins 76k
12 Albany 72k
13 Alpharetta 66k
14 Marietta 60k
15 Smyrna 56,333
16 Valdosta 56,320
17 Brookhaven 54,727
18 Stonecrest 54,665
19 Dunwoody 49,466
20 Peachtree Corners 43,516
21 Mableton 41,647
22 Gainesville 41,464
23 Newnan 40,227
24 Milton 39,252
25 Evans 38,443
26 Rome 36,518
27 Tucker 36,278
28 Peachtree City 35,844
29 East Point 35,031
30 Martinez 34,912
31 Redan 34,870
32 Kennesaw 34,232
33 Dalton 33,515
34 Hinesville 33,304
35 Douglasville 33,035
36 Woodstock 32,310
37 Statesboro 32,115
38 LaGrange 30,494
39 Lawrenceville 30,125
40 Chamblee 29,874
41 Duluth 29,538
42 Canton 29,459
43 Stockbridge 29,446
44 Carrollton 26,857
45 McDonough 25,572
46 Decatur 24,814
47 Pooler 24,575
48 Candler-McAfee 24,419
49 Sugar Hill 23,994
50 Griffin 22,724
51 Acworth 22,683
52 Union City 21,976
53 Cartersville 21,331
54 Suwanee 20,444
55 Snellville 19,923
56 Forest Park 19,884
57 Thomasville 18,530
58 Milledgeville 18,526
59 St. Marys 18,321
60 North Druid Hills 18,074
61 Fayetteville 17,902
62 Lithia Springs 17,545
63 Kingsland 17,523
64 Perry 17,235
65 Tifton 17,189
66 Calhoun 17,088
67 Winder 17,054
68 Norcross 16,876
69 Brunswick 16,231
70 Buford 16,003
71 Fairburn 15,956
72 North Decatur 15,833
73 Villa Rica 15,803
74 Dublin 15,762
75 Conyers 15,705
76 Wilmington Island 15,607
77 Riverdale 15,455
78 Powder Springs 15,390
79 Americus 15,319
80 St. Simons 15,291
81 Belvedere Park 15,028
82 Grovetown 14,777
83 College Park 14,479
84 Covington 14,113
85 Moultrie 14,086
86 Holly Springs 13,682
87 Dallas 13,680
88 Waycross 13,638
89 Monroe 13,568
90 Richmond Hill 13,250
91 Mountain Park CDP 13,176
92 Lilburn 12,755
93 Clarkston 12,747
94 Vinings 12,546
95 Georgetown 12,545
96 Loganville 12,490
97 Bainbridge 12,200
98 Braselton 12,178
99 Jefferson 11,619
100 Douglas 11,556
101 Scottdale 11,196
102 Cordele 10,600
103 Cusseta-Chattahoochee County 10,470
104 Vidalia 10,380
105 Doraville 10,244
106 Rincon 10,187
107 Panthersville 10,164
108 Cedartown 10,062
109 Fort Oglethorpe 9,877
110 Jesup 9,864
111 Fort Stewart 9,765
112 Fair Oaks 9,447
113 Country Club Estates 9,408
114 Cairo 9,395
115 Gresham Park 9,148
116 Garden City 8,957
117 Port Wentworth 8,886
118 Skidaway Island 8,846
119 Fort Valley 8,817
120 Bemiss 8,793
121 Thomaston 8,771
122 Fitzgerald 8,747
123 Druid Hills 8,525
124 McRae-Helena 8,338
125 Toccoa 8,328
126 Irondale 8,107
127 Flowery Branch 7,896
128 Hampton 7,887
129 Centerville 7,821
130 Austell 7,783
131 Locust Grove 7,525
132 Auburn 7,519
133 Dock Junction 7,500
134 Tyrone 7,427
135 Swainsboro 7,418
136 LaFayette 7,310
137 Whitemarsh Island 7,264
138 Morrow 7,061
139 Bremen 7,057
140 Commerce 7,008
141 Dahlonega 7,004
142 Barnesville 6,673
143 Eatonton 6,661
144 Conley 6,645
145 Hapeville 6,576
146 Thomson 6,553
147 Cumming 6,528
148 Lovejoy 6,511
149 Stone Mountain 6,376
150 Dacula 6,175
151 Fairview 5,919
152 Sylvester 5,809
153 Sandersville 5,468
154 Waynesboro 5,453
155 Jonesboro 5,428
156 Fairfield Plantation 5,416
157 Montgomery 5,323
158 Hawkinsville 5,320
159 Adel 5,297
160 Lindale 5,282
161 Byron 5,170
162 Jackson 5,138
163 Eastman 5,110
164 Camilla 5,087
165 Glennville 5,081
166 Cochran 4,945
167 Adairsville 4,926
168 Folkston 4,853
169 Nashville 4,820
170 Palmetto 4,802
171 Lakeview 4,761
172 Temple 4,709
173 Baxley 4,703
174 Blakely 4,605
175 Social Circle 4,514
176 Cornelia 4,510
177 Senoia 4,386
178 Hartwell 4,382
179 Rockmart 4,359
180 Euharlee 4,348
181 Elberton 4,342
182 Grayson 4,303
183 Summerville 4,283
184 Lyons 4,263
185 Chatsworth 4,247
186 Forsyth 4,239
187 Oakwood 4,191
188 Dawson 4,182
189 Madison 4,141
190 Walthourville 4,090
191 Hazlehurst 4,069
192 Springfield 4,026
193 Hiram 4,021
194 Rossville 3,989
195 Cleveland 3,983
196 Manchester 3,982
197 Metter 3,962
198 Washington 3,946
199 Echols County consolidated government 3,944
200 Jasper 3,923
201 Bonanza 3,877
202 West Point 3,871
203 Buckhead CDP 3,780
204 Quitman 3,720
205 Ashburn 3,677
206 Chattanooga Valley 3,676
207 Ocilla 3,668
208 Wrightsville 3,638
209 Vienna 3,610
210 Baldwin 3,593
211 Hannahs Mill 3,571
212 Kennesaw State University 3,568
213 Unadilla 3,557
214 Pelham 3,502
215 Blackshear 3,484
216 Cuthbert 3,470
217 Ringgold 3,454
218 Alma 3,409
219 Hardwick 3,372
220 Greensboro 3,350
221 Alamo 3,345
222 Nicholls 3,333
223 Lakeland 3,303
224 Heron Bay 3,300
225 Grantville 3,273
226 Harlem 3,267
227 Chickamauga 3,245
228 Gray 3,223
229 Tallapoosa 3,180
230 Hogansville 3,165
231 Avondale Estates 3,142
232 Kings Bay Base 3,115
233 Tybee Island 3,094
234 Soperton 3,071
235 Dawsonville 3,065
236 Lula 3,061
237 Montezuma 3,039
238 Leesburg 3,035
239 Royston 3,009
240 Hahira 2,989
241 Watkinsville 2,932
242 Experiment 2,915
243 Putney 2,805
244 Bloomingdale 2,801
245 Millen 2,799
246 Lake City 2,794
247 Donalsonville 2,783
248 Chattahoochee Hills 2,780
249 Reed Creek 2,751
250 Louisville 2,729
251 Abbeville 2,725
252 Raoul 2,720
253 East Dublin 2,709
254 Henderson 2,694
255 Statham 2,692
256 Monticello 2,687
257 Bowdon 2,685
258 Reidsville 2,676
259 Claxton 2,641
260 Thunderbolt 2,638
261 Webster County unified government 2,587
262 Lavonia 2,571
263 Pembroke 2,565
264 Lakeview Estates 2,546
265 Mount Vernon 2,537
266 Lithonia 2,488
267 Guyton 2,463
268 Trion 2,440
269 Sparks 2,372
270 Varnell 2,371
271 Wrens 2,343
272 Gumlog 2,336
273 Sylvania 2,327
274 Berkeley Lake 2,324
275 Trenton 2,303
276 Georgetown-Quitman County 2,290
277 Deenwood 2,263
278 Demorest 2,247
279 Ball Ground 2,230
280 Ludowici 2,223
281 Davisboro 2,217
282 Buena Vista 2,214
283 Isle of Hope 2,194
284 Indian Springs 2,172
285 Mount Zion 2,167
286 Colquitt 2,158
287 Oxford 2,093
288 Warrenton 2,084
289 Midway 2,075
290 Morgan 2,067
291 Shannon 2,056
292 Butler 2,047
293 Hoschton 2,039
294 Ellijay 2,036
295 Lincolnton 2,033
296 Pearson 2,017
297 Darien 1,956
298 Arcade 1,954
299 Gordon 1,951
300 Porterdale 1,948
301 Homerville 1,938
302 Wadley 1,931
303 Emerson 1,921
304 Sterling 1,909
305 Ellaville 1,880
306 Berry College 1,876
307 Clayton 1,837
308 Comer 1,825
309 Hamilton 1,805
310 Maysville 1,796
311 Clarkesville 1,748
312 TIE Pine Mountain and Walnut Grove 1,739
313 Sparta 1,737
314 Nicholson 1,714
315 Unionville 1,707
316 Cataula 1,654
317 Lookout Mountain 1,629
318 TIE Homer and Twin City 1,595
319 Resaca 1,583
320 Aragon 1,571
321 Union Point 1,550
322 Richland 1,549
323 Mount Airy 1,545
324 Bogart 1,542
325 McCaysville 1,536
326 Brooklet 1,470
327 Russell 1,466
328 Willacoochee 1,462
329 Zebulon 1,427
330 Lumber City 1,425
331 Buchanan 1,409
332 Robins AFB 1,403
333 Hagan 1,391
334 East Griffin 1,353
335 Dutch Island 1,338
336 Edison 1,329
337 Woodbine 1,322
338 Moody AFB 1,320
339 Nelson 1,302
340 Enigma 1,298
341 Tennille 1,291
342 Marshallville 1,284
343 Oglethorpe 1,274
344 Ellerslie 1,273
345 Alto 1,259
346 Sunnyside 1,239
347 Omega 1,231
348 Talahi Island 1,224
349 Crawford 1,223
350 Sycamore 1,206
351 Rutledge 1,193
352 Ivey 1,190
353 Eton 1,188
354 Cave Spring 1,183
355 Remerton 1,182
356 Woodbury 1,180
357 Blue Ridge 1,168
358 Arlington 1,159
359 Tunnel Hill 1,158
360 Fairmount 1,136
361 Nahunta 1,135
362 Broxton 1,129
363 Homeland 1,124
364 Boston 1,122
365 Jekyll Island 1,116
366 Hiawassee 1,104
367 Roberta 1,099
368 TIE Rochelle and Ray City 1,090
369 Dasher 1,071
370 TIE Meigs and Mountain City 1,068
371 Young Harris 1,059
372 Mountain Park 1,055
373 Canon 1,049
374 Bethlehem 1,042
375 Baconton 1,024
376 Norman Park 1,021
377 Flovilla 1,010
378 Franklin 1,007
379 Greenville 1,002
380 Jeffersonville 997
381 Fairplay 985
382 Phillipsburg 982
383 Carnesville 980
384 Sardis 978
385 Clermont 964
386 Shellman 960
387 Franklin Springs 957
388 West Brow 952
389 Flemington 949
390 Dexter 943
391 Lumpkin 942
392 White 923
393 Gibson 904
394 Waverly Hall 888
395 Morven 882
396 Bowman 876
397 Lake Park 856
398 Glenwood 847
399 Danielsville 844
400 Pendergrass 840
401 Pine Lake 834
402 Appling 833
403 Fort Gaines 832
404 Rhine 830
405 Screven 829
406 Riceboro 826
407 Alapaha 820
408 Newborn 817
409 Tignall 813
410 Eulonia 808
411 Offerman 806
412 Patterson 805
413 Waleska 804
414 Rock Spring 800
415 TIE Attapulgus and Milan 785
416 Reynolds 773
417 Talbotton 766
418 TIE Milner and Plains 758
419 TIE Doerun and Berlin 749
420 TIE Yonah and Waynesville 728
421 TIE Milstead and Chester 727
422 Blairsville 725
423 Arabi 724
424 Adrian 722
425 Crescent 719
426 Ochlocknee 718
427 Stillmore 716
428 Ty Ty 710
429 East Ellijay 707
430 Poulan 705
431 Sunset Village 703
432 Molena 701
433 Cohutta 700
434 Hoboken 693
435 Piney Grove 691
436 Lincoln Park 684
437 Bowersville 679
438 Cadwell 678
439 TIE North High Shoals and Lenox 670
440 Wildwood 668
441 Sky Valley 666
442 Colbert 659
443 Oak Park 656
444 Crooked Creek 655
445 McIntyre 646
446 Kingston 644
447 Toomsboro 634
448 Dearing 631
449 Warwick 630
450 Pavo 627
451 East Newnan 624
452 Luthersville 615
453 Pinehurst 613
454 TIE Collins and Portal 605
455 Leslie 601
456 Funston 597
457 Dudley 596
458 Ailey 595
459 Williamson 593
460 Allenhurst 584
461 Graham 581
462 TIE Leary, Menlo, and Whitesburg 580
463 Coolidge 576
464 Newton 575
465 Tiger 574
466 Sautee-Nacoochee 572
467 Clyattville 568
468 Warm Springs 556
469 Pineview 554
470 TIE Whigham and Shiloh 552
471 Helen 546
472 Crawfordville 535
473 Hortense 534
474 Mansfield 533
475 Byromville 529
476 Centralhatchee 522
477 TIE Brooks and Irwinton 507
478 Sumner 505
479 Daisy 504
480 Waco 503
481 Ephesus 499
482 Arnoldsville 498
483 Ideal 495
484 Roopville 491
485 Cobbtown 489
486 Lyerly 487
487 Yatesville 484
488 Sharpsburg 483
489 Carlton 482
490 Siloam 474
491 Smithville 462
492 Lexington 459
493 TIE Argyle and Martin 453
494 Empire 447
495 New England 442
496 Harrison 440
497 Scotland 439
498 Moreland 438
499 Sasser 422
500 Between 416
501 Uvalda 413
502 TIE Shady Dale and Smarr 408
503 TIE Ila and Sale City 405
504 Jenkinsburg 404
505 Maxeys 399
506 Bishop 394
507 Bolingbroke 390
508 Newington 386
509 Junction City 385
510 TIE Woodland and Plainville 384
511 Good Hope 380
512 TIE Midville and Turin 377
513 Braswell 375
514 Axson 367
515 Gumbranch 366
516 Stapleton 364
517 Hiltonia 363
518 Salem 358
519 Higgston 356
520 Odum 345
521 TIE Montrose and Oliver 342
522 Keysville 339
523 Concord 337
524 Fargo 336
525 TIE Tallulah Falls and Mineral Bluff 331
526 Dillard 328
527 Chauncey 327
528 Epworth 320
529 TIE Bronwood and Taylorsville 319
530 Gillsville 317
531 Woodville 315
532 Camak 312
533 Bostwick 306
534 TIE Iron City and Waresboro 305
535 Surrency 303
536 Pitts 301
537 Morganton 297
538 Cecil 288
539 Barwick 285
540 Antioch 284
541 Carl 281
542 Rebecca 278
543 Oconee 275
544 Juliette 274
545 Culloden 273
546 Everett 265
547 Damascus 262
548 Ambrose 258
549 Pulaski 256
550 Summertown 252
551 TIE Bartow and Girard 248
552 Norwood 247
553 Kite 245
554 Jakin 243
555 TIE Talmo and Orchard Hill 242
556 Waverly 240
557 Denton 236
558 Stockton 233
559 Hickox 228
560 TIE Bluffton and Climax 225
561 Avera 223
562 Sunny Side 213
563 Rocky Ford 212
564 Dixie 205
565 Haralson 203
566 Vidette 202
567 TIE Wenona, Lilly, and Danville 201
568 Ellenton 200
569 TIE Rayle and White Plains 198
570 Du Pont 196
571 Woolsey 195
572 Buckhead 188
573 Avalon 186
574 TIE Rentz and Alston 180
575 Satilla 176
576 Santa Claus 170
577 Dewy Rose 160
578 TIE Deepstep, Meansville, and Gough 158
579 TIE Geneva and Brinson 155
580 Register 151
581 Warthen 148
582 Bellville 144
583 Andersonville 142
584 TIE Mendes and Faceville 140
585 Jersey 138
586 Knoxville 137
587 Parrott 130
588 Garfield 129
589 Godfrey 125
590 Gay 122
591 Nunez 120
592 Allentown 119
593 Box Springs 117
594 Mitchell 112
595 Talking Rock 110
596 Calvary 108
597 De Soto 107
598 TIE Matthews and Manassas 103
599 Hull 102
600 Hilltop 101
601 Jacksonville 97
602 The Rock 94
603 Tarrytown 90
604 Rockingham 89
605 Vernonburg 88
606 Cedar Springs 80
607 TIE Lone Oak and Sharon 77
608 TIE Musella and Ranger 72
609 Naylor 67
610 Seville 63
611 Riddleville 61
612 Gardi 60
613 TIE Ohoopee and Glenn 56
614 Mershon 48
615 TIE Perkins, Rest Haven, and Dooling 43
616 Canoochee 42
617 Bristol 41
618 Coleman 38
619 Aldora 37
620 Dixie Union 33
621 Norristown 29
622 Boykin 26
623 TIE Tazewell and Cogdell 23
624 Manor 10
625 Edge Hill 8
509 Junction City 385
510 TIE Woodland and Plainville 384
511 Good Hope 380
512 TIE Midville and Turin 377
513 Braswell 375
514 Axson 367
515 Gumbranch 366
516 Stapleton 364
517 Hiltonia 363
518 Salem 358
519 Higgston 356
520 Odum 345
521 TIE Montrose and Oliver 342
522 Keysville 339
523 Concord 337
524 Fargo 336
525 TIE Tallulah Falls and Mineral Bluff 331
526 Dillard 328
527 Chauncey 327
528 Epworth 320
529 TIE Bronwood and Taylorsville 319
530 Gillsville 317
531 Woodville 315
532 Camak 312
533 Bostwick 306
534 TIE Iron City and Waresboro 305
535 Surrency 303
536 Pitts 301
537 Morganton 297
538 Cecil 288
539 Barwick 285
540 Antioch 284
541 Carl 281
542 Rebecca 278
543 Oconee 275
544 Juliette 274
545 Culloden 273
546 Everett 265
547 Damascus 262
548 Ambrose 258
549 Pulaski 256
550 Summertown 252
551 TIE Bartow and Girard 248
552 Norwood 247
553 Kite 245
554 Jakin 243
555 TIE Talmo and Orchard Hill 242
556 Waverly 240
557 Denton 236
558 Stockton 233
559 Hickox 228
560 TIE Bluffton and Climax 225
561 Avera 223
562 Sunny Side 213
563 Rocky Ford 212
564 Dixie 205
565 Haralson 203
566 Vidette 202
567 TIE Wenona, Lilly, and Danville 201
568 Ellenton 200
569 TIE Rayle and White Plains 198
570 Du Pont 196
571 Woolsey 195
572 Buckhead 188
573 Avalon 186
574 TIE Rentz and Alston 180
575 Satilla 176
576 Santa Claus 170
577 Dewy Rose 160
578 TIE Deepstep, Meansville, and Gough 158
579 TIE Geneva and Brinson 155
580 Register 151
581 Warthen 148
582 Bellville 144
583 Andersonville 142
584 TIE Mendes and Faceville 140
585 Jersey 138
586 Knoxville 137
587 Parrott 130
588 Garfield 129
589 Godfrey 125
590 Gay 122
591 Nunez 120
592 Allentown 119
593 Box Springs 117
594 Mitchell 112
595 Talking Rock 110
596 Calvary 108
597 De Soto 107
598 TIE Matthews and Manassas 103
599 Hull 102
600 Hilltop 101
601 Jacksonville 97
602 The Rock 94
603 Tarrytown 90
604 Rockingham 89
605 Vernonburg 88
606 Cedar Springs 80
607 TIE Lone Oak and Sharon 77
608 TIE Musella and Ranger 72
609 Naylor 67
610 Seville 63
611 Riddleville 61
612 Gardi 60
613 TIE Ohoopee and Glenn 56
614 Mershon 48
615 TIE Perkins, Rest Haven, and Dooling 43
616 Canoochee 42
617 Bristol 41
618 Coleman 38
619 Aldora 37
620 Dixie Union 33
621 Norristown 29
622 Boykin 26
623 TIE Tazewell and Cogdell 23
624 Manor 10
625 Edge Hill 8
1 Atlanta 497,642
2 Augusta-Richmond County 202,178
3 Columbus 195,418
4 Macon-Bibb County 153,026
5 Savannah 145,492
6 Athens-Clarke County 126,952
7 Sandy Springs 108,180
8 South Fulton 98,586
9 Roswell 94,884
10 Johns Creek 84,551
11 Warner Robins 76,967
12 Albany 72,634
13 Alpharetta 66,566
14 Marietta 60,687
15 Smyrna 56,333
16 Valdosta 56,320
17 Brookhaven 54,727
18 Stonecrest 54,665
19 Dunwoody 49,466
20 Peachtree Corners 43,516
21 Mableton 41,647
22 Gainesville 41,464
23 Newnan 40,227
24 Milton 39,252
25 Evans 38,443
26 Rome 36,518
27 Tucker 36,278
28 Peachtree City 35,844
29 East Point 35,031
30 Martinez 34,912
31 Redan 34,870
32 Kennesaw 34,232
33 Dalton 33,515
34 Hinesville 33,304
35 Douglasville 33,035
36 Woodstock 32,310
37 Statesboro 32,115
38 LaGrange 30,494
39 Lawrenceville 30,125
40 Chamblee 29,874
41 Duluth 29,538
42 Canton 29,459
43 Stockbridge 29,446
44 Carrollton 26,857
45 McDonough 25,572
46 Decatur 24,814
47 Pooler 24,575
48 Candler-McAfee 24,419
49 Sugar Hill 23,994
50 Griffin 22,724
51 Acworth 22,683
52 Union City 21,976
53 Cartersville 21,331
54 Suwanee 20,444
55 Snellville 19,923
56 Forest Park 19,884
57 Thomasville 18,530
58 Milledgeville 18,526
59 St. Marys 18,321
60 North Druid Hills 18,074
61 Fayetteville 17,902
62 Lithia Springs 17,545
63 Kingsland 17,523
64 Perry 17,235
65 Tifton 17,189
66 Calhoun 17,088
67 Winder 17,054
68 Norcross 16,876
69 Brunswick 16,231
70 Buford 16,003
71 Fairburn 15,956
72 North Decatur 15,833
73 Villa Rica 15,803
74 Dublin 15,762
75 Conyers 15,705
76 Wilmington Island 15,607
77 Riverdale 15,455
78 Powder Springs 15,390
79 Americus 15,319
80 St. Simons 15,291
81 Belvedere Park 15,028
82 Grovetown 14,777
83 College Park 14,479
84 Covington 14,113
85 Moultrie 14,086
86 Holly Springs 13,682
87 Dallas 13,680
88 Waycross 13,638
89 Monroe 13,568
90 Richmond Hill 13,250
91 Mountain Park CDP 13,176
92 Lilburn 12,755
93 Clarkston 12,747
94 Vinings 12,546
95 Georgetown 12,545
96 Loganville 12,490
97 Bainbridge 12,200
98 Braselton 12,178
99 Jefferson 11,619
100 Douglas 11,556
101 Scottdale 11,196
102 Cordele 10,600
103 Cusseta-Chattahoochee County 10,470
104 Vidalia 10,380
105 Doraville 10,244
106 Rincon 10,187
107 Panthersville 10,164
108 Cedartown 10,062
109 Fort Oglethorpe 9,877
110 Jesup 9,864
111 Fort Stewart 9,765
112 Fair Oaks 9,447
113 Country Club Estates 9,408
114 Cairo 9,395
115 Gresham Park 9,148
116 Garden City 8,957
117 Port Wentworth 8,886
118 Skidaway Island 8,846
119 Fort Valley 8,817
120 Bemiss 8,793
121 Thomaston 8,771
122 Fitzgerald 8,747
123 Druid Hills 8,525
124 McRae-Helena 8,338
125 Toccoa 8,328
126 Irondale 8,107
127 Flowery Branch 7,896
128 Hampton 7,887
129 Centerville 7,821
130 Austell 7,783
131 Locust Grove 7,525
132 Auburn 7,519
133 Dock Junction 7,500
134 Tyrone 7,427
135 Swainsboro 7,418
136 LaFayette 7,310
137 Whitemarsh Island 7,264
138 Morrow 7,061
139 Bremen 7,057
140 Commerce 7,008
141 Dahlonega 7,004
142 Barnesville 6,673
143 Eatonton 6,661
144 Conley 6,645
145 Hapeville 6,576
146 Thomson 6,553
147 Cumming 6,528
148 Lovejoy 6,511
149 Stone Mountain 6,376
150 Dacula 6,175
151 Fairview 5,919
152 Sylvester 5,809
153 Sandersville 5,468
154 Waynesboro 5,453
155 Jonesboro 5,428
156 Fairfield Plantation 5,416
157 Montgomery 5,323
158 Hawkinsville 5,320
159 Adel 5,297
160 Lindale 5,282
161 Byron 5,170
162 Jackson 5,138
163 Eastman 5,110
164 Camilla 5,087
165 Glennville 5,081
166 Cochran 4,945
167 Adairsville 4,926
168 Folkston 4,853
169 Nashville 4,820
170 Palmetto 4,802
171 Lakeview 4,761
172 Temple 4,709
173 Baxley 4,703
174 Blakely 4,605
175 Social Circle 4,514
176 Cornelia 4,510
177 Senoia 4,386
178 Hartwell 4,382
179 Rockmart 4,359
180 Euharlee 4,348
181 Elberton 4,342
182 Grayson 4,303
183 Summerville 4,283
184 Lyons 4,263
185 Chatsworth 4,247
186 Forsyth 4,239
187 Oakwood 4,191
188 Dawson 4,182
189 Madison 4,141
190 Walthourville 4,090
191 Hazlehurst 4,069
192 Springfield 4,026
193 Hiram 4,021
194 Rossville 3,989
195 Cleveland 3,983
196 Manchester 3,982
197 Metter 3,962
198 Washington 3,946
199 Echols County consolidated government 3,944
200 Jasper 3,923
201 Bonanza 3,877
202 West Point 3,871
203 Buckhead CDP 3,780
204 Quitman 3,720
205 Ashburn 3,677
206 Chattanooga Valley 3,676
207 Ocilla 3,668
208 Wrightsville 3,638
209 Vienna 3,610
210 Baldwin 3,593
211 Hannahs Mill 3,571
212 Kennesaw State University 3,568
213 Unadilla 3,557
214 Pelham 3,502
215 Blackshear 3,484
216 Cuthbert 3,470
217 Ringgold 3,454
218 Alma 3,409
219 Hardwick 3,372
220 Greensboro 3,350
221 Alamo 3,345
222 Nicholls 3,333
223 Lakeland 3,303
224 Heron Bay 3,300
225 Grantville 3,273
226 Harlem 3,267
227 Chickamauga 3,245
228 Gray 3,223
229 Tallapoosa 3,180
230 Hogansville 3,165
231 Avondale Estates 3,142
232 Kings Bay Base 3,115
233 Tybee Island 3,094
234 Soperton 3,071
235 Dawsonville 3,065
236 Lula 3,061
237 Montezuma 3,039
238 Leesburg 3,035
239 Royston 3,009
240 Hahira 2,989
241 Watkinsville 2,932
242 Experiment 2,915
243 Putney 2,805
244 Bloomingdale 2,801
245 Millen 2,799
246 Lake City 2,794
247 Donalsonville 2,783
248 Chattahoochee Hills 2,780
249 Reed Creek 2,751
250 Louisville 2,729
251 Abbeville 2,725
252 Raoul 2,720
253 East Dublin 2,709
254 Henderson 2,694
255 Statham 2,692
256 Monticello 2,687
257 Bowdon 2,685
258 Reidsville 2,676
259 Claxton 2,641
260 Thunderbolt 2,638
261 Webster County unified government 2,587
262 Lavonia 2,571
263 Pembroke 2,565
264 Lakeview Estates 2,546
265 Mount Vernon 2,537
266 Lithonia 2,488
267 Guyton 2,463
268 Trion 2,440
269 Sparks 2,372
270 Varnell 2,371
271 Wrens 2,343
272 Gumlog 2,336
273 Sylvania 2,327
274 Berkeley Lake 2,324
275 Trenton 2,303
276 Georgetown-Quitman County 2,290
277 Deenwood 2,263
278 Demorest 2,247
279 Ball Ground 2,230
280 Ludowici 2,223
281 Davisboro 2,217
282 Buena Vista 2,214
283 Isle of Hope 2,194
284 Indian Springs 2,172
285 Mount Zion 2,167
286 Colquitt 2,158
287 Oxford 2,093
288 Warrenton 2,084
289 Midway 2,075
290 Morgan 2,067
291 Shannon 2,056
292 Butler 2,047
293 Hoschton 2,039
294 Ellijay 2,036
295 Lincolnton 2,033
296 Pearson 2,017
297 Darien 1,956
298 Arcade 1,954
299 Gordon 1,951
300 Porterdale 1,948
301 Homerville 1,938
302 Wadley 1,931
303 Emerson 1,921
304 Sterling 1,909
305 Ellaville 1,880
306 Berry College 1,876
307 Clayton 1,837
308 Comer 1,825
309 Hamilton 1,805
310 Maysville 1,796
311 Clarkesville 1,748
312 TIE Pine Mountain and Walnut Grove 1,739
313 Sparta 1,737
314 Nicholson 1,714
315 Unionville 1,707
316 Cataula 1,654
317 Lookout Mountain 1,629
318 TIE Homer and Twin City 1,595
319 Resaca 1,583
320 Aragon 1,571
321 Union Point 1,550
322 Richland 1,549
323 Mount Airy 1,545
324 Bogart 1,542
325 McCaysville 1,536
326 Brooklet 1,470
327 Russell 1,466
328 Willacoochee 1,462
329 Zebulon 1,427
330 Lumber City 1,425
331 Buchanan 1,409
332 Robins AFB 1,403
333 Hagan 1,391
334 East Griffin 1,353
335 Dutch Island 1,338
336 Edison 1,329
337 Woodbine 1,322
338 Moody AFB 1,320
339 Nelson 1,302
340 Enigma 1,298
341 Tennille 1,291
342 Marshallville 1,284
343 Oglethorpe 1,274
344 Ellerslie 1,273
345 Alto 1,259
346 Sunnyside 1,239
347 Omega 1,231
348 Talahi Island 1,224
349 Crawford 1,223
350 Sycamore 1,206
351 Rutledge 1,193
352 Ivey 1,190
353 Eton 1,188
354 Cave Spring 1,183
355 Remerton 1,182
356 Woodbury 1,180
357 Blue Ridge 1,168
358 Arlington 1,159
359 Tunnel Hill 1,158
360 Fairmount 1,136
361 Nahunta 1,135
362 Broxton 1,129
363 Homeland 1,124
364 Boston 1,122
365 Jekyll Island 1,116
366 Hiawassee 1,104
367 Roberta 1,099
368 TIE Rochelle and Ray City 1,090
369 Dasher 1,071
370 TIE Meigs and Mountain City 1,068
371 Young Harris 1,059
372 Mountain Park 1,055
373 Canon 1,049
374 Bethlehem 1,042
375 Baconton 1,024
376 Norman Park 1,021
377 Flovilla 1,010
378 Franklin 1,007
379 Greenville 1,002
380 Jeffersonville 997
381 Fairplay 985
382 Phillipsburg 982
383 Carnesville 980
384 Sardis 978
385 Clermont 964
386 Shellman 960
387 Franklin Springs 957
388 West Brow 952
389 Flemington 949
390 Dexter 943
391 Lumpkin 942
392 White 923
393 Gibson 904
394 Waverly Hall 888
395 Morven 882
396 Bowman 876
397 Lake Park 856
398 Glenwood 847
399 Danielsville 844
400 Pendergrass 840
401 Pine Lake 834
402 Appling 833
403 Fort Gaines 832
404 Rhine 830
405 Screven 829
406 Riceboro 826
407 Alapaha 820
408 Newborn 817
409 Tignall 813
410 Eulonia 808
411 Offerman 806
412 Patterson 805
413 Waleska 804
414 Rock Spring 800
415 TIE Attapulgus and Milan 785
416 Reynolds 773
417 Talbotton 766
418 TIE Milner and Plains 758
419 TIE Doerun and Berlin 749
420 TIE Yonah and Waynesville 728
421 TIE Milstead and Chester 727
422 Blairsville 725
423 Arabi 724
424 Adrian 722
425 Crescent 719
426 Ochlocknee 718
427 Stillmore 716
428 Ty Ty 710
429 East Ellijay 707
430 Poulan 705
431 Sunset Village 703
432 Molena 701
433 Cohutta 700
434 Hoboken 693
435 Piney Grove 691
436 Lincoln Park 684
437 Bowersville 679
438 Cadwell 678
439 TIE North High Shoals and Lenox 670
440 Wildwood 668
441 Sky Valley 666
442 Colbert 659
443 Oak Park 656
444 Crooked Creek 655
445 McIntyre 646
446 Kingston 644
447 Toomsboro 634
448 Dearing 631
449 Warwick 630
450 Pavo 627
451 East Newnan 624
452 Luthersville 615
453 Pinehurst 613
454 TIE Collins and Portal 605
455 Leslie 601
456 Funston 597
457 Dudley 596
458 Ailey 595
459 Williamson 593
460 Allenhurst 584
461 Graham 581
462 TIE Leary, Menlo, and Whitesburg 580
463 Coolidge 576
464 Newton 575
465 Tiger 574
466 Sautee-Nacoochee 572
467 Clyattville 568
468 Warm Springs 556
469 Pineview 554
470 TIE Whigham and Shiloh 552
471 Helen 546
472 Crawfordville 535
473 Hortense 534
474 Mansfield 533
475 Byromville 529
476 Centralhatchee 522
477 TIE Brooks and Irwinton 507
478 Sumner 505
479 Daisy 504
480 Waco 503
481 Ephesus 499
482 Arnoldsville 498
483 Ideal 495
484 Roopville 491
485 Cobbtown 489
486 Lyerly 487
487 Yatesville 484
488 Sharpsburg 483
489 Carlton 482
490 Siloam 474
491 Smithville 462
492 Lexington 459
493 TIE Argyle and Martin 453
494 Empire 447
495 New England 442
496 Harrison 440
497 Scotland 439
498 Moreland 438
499 Sasser 422
500 Between 416
501 Uvalda 413
502 TIE Shady Dale and Smarr 408
503 TIE Ila and Sale City 405
504 Jenkinsburg 404
505 Maxeys 399
506 Bishop 394
507 Bolingbroke 390
